What risks does Mandatory Travel Insurance cover?
Articles 7 and 8 of Royal Decree 1575/1989 stipulate that travelers who suffer bodily injury due to “collision, overturning, reaching, leaving the roadway, breakage, explosion, fire, reaction, external blow and any other damage or Abnormality affecting or proceeding from the vehicle “shall be covered by the vehicle.
In addition, all those who suffer an accident during the journey, before it begins and the events immediately after its completion, will also be covered by the Obligatory Insurance of Travelers, as long as the user is in the vehicle. That is, if a passenger stumbles upon getting on or off or slips while they are delivering their suitcase, they will also be covered by this policy. Of course, all those that provoke accidents in state of drunkenness or under the effects of drugs or narcotics are excluded from the coverage of the SOV.